Download Foreclosure Defense Handbook

Disclaimer: This is for educational purposes only. We are not lawyers. You are to seek competent legal advice from a professional. Nothing on this site can be construed as legal advice.

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Looking for an AFFORDABLE ATTORNEY who
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Comments (40)

#1 written by jemill
about 8 months ago

Good day . just find out that my vehicle is pool the same way as the mortgages and i have no one to sent my car not too i check pendot out the lein holder is out of bussiness also .WHAT DO YOU DO…………..CRAZY HAPPY
#2 written by Michelle
about 9 months ago

I came across your information while researching on how to stop the trustee sale on our home which is scheduled for 8/25/11. I am quite shocked to learn that the banks are foreclosing illegially on homeowners. I wish I could sign up for your service but I am on public assistance and disabled due to a work related injury. Thank you for providing this information for homeowners we need someone on our side for a change. Blessings to you….
#3 written by Cheri Terracciano
about 9 months ago

When I found this website, I was dubious, but downloaded it anyway. Read the book, started doing some research on my own, as suggested in the book and have found that the data here is truely reliable and tremendously helpful. I have since sent word out via e-mail to all in my address book and also entered the name of the book into my profile on facebook. Thank you for your resolve to help us and to share your knowledge with others… I will continue to follow through, sharing this necessary information where ever and to whom ever I can.
#4 written by Gdude
about 10 months ago

Excellent info! I have a question about equity loans or HELOC…I had one in conjunction with the mortgage so I would not have to put down the full 20%. Should these be treated separate from the mortgage? I am assuming so, since it has a different account #, but would love some feedback.
FYI, I am in good standing and live in a Non Judicial state.
#5 written by DonO
about 10 months ago

A hearty thanx!
#6 written by Kyle Ransom
about 10 months ago

I just read the book and it’s very good. Explains the buying and selling of mortgages well.
#7 written by Deborah Williams
about 12 months ago

This is a great booklet and will let do my part to let at least 3 people hear about this.
My home is in foreclosure with a sale date in a couple of weeks. I have applied for my 2nd HAMP program and waiting for a response right now. I’ve looked at my loan documents and yes Fannie Mae is the investor, Wells Fargo is now the servicer and “MERS is the grantee under this Security Instrument” according to wording of my Security Deed. It also states that MERS has the right to foreclose and sell the property and have recieved the notice that they are the ones who are doing this.
I signed this back in 2005, do I have rights to stop foreclosure??
- #8 written by admin
  about 12 months ago
  
  Thank you Deborah
  
  Please take a look at: http://www.consumerdefenseprograms.com/13/how-to-stop-a-pending-foreclosure/ for how to stop the sale.
- #9 written by Cheri Terracciano
  about 9 months ago
  
  Yes you do, if you don’t have an attorney, find one from the Bar Association in your state. They can forward that information to you and will do so at no charge. The attorney needs to well versed in realestate law and the recent mess the banks have caused. There are more and more attorneys out that there that have become more versed in this mess. Since your Trust/Deed lists MERS as the benificiary, the chain of title has been muddied, the bank must prove their standing and according the the many reports I have reasearched, they are finding this more and more difficult. STAND UP TO THEM…
#10 written by richard huntsman
about 1 year ago

I have been reading the 115 page booklet &
have a very very good feeling that it will do for me,is a godsent. I’ve have sent most a the
information to the home owrer on may email
list, I hope they get with you.what help it is.
I would like to help more folks with this Information show me how join.
#11 written by Simone
about 1 year ago

To every home owner I need you to understand the Banks did not lend you any money and you have the proof on your copy of the Promissory Note and Deed of Trust. Pull out your Documents you will see Borrower which is you promise to pay then you will see ” IN RETURN FOR A LOAN I HAVE RECEIVED.” Then you have dollar amount. Now stop and think about what you just read, when you went to closing to sign the documents did they loan you any money before that day of the closing remember it says “IN RETURN FOR A LOAN THAT I HAVE RECEIVED” this is past tense they are not talking about the day you sign the document. My fellow home owners the truth is you’re the REAL LENDER and the BANK is the borrower. Your Promissory Note is considered cash becase of your signature your signature on the note makes it cash that is how the Seller was paid from your Promissory Note it was an even exchange but by signing the Deed of Trust you convey your property to the Bank now they want you to pay for it a second time with interest. Don’t believe me GOOGLE Is a Promissory Note considered cash, you will be shocked by what you find. Always keep researching that’s the only way to expose the FRAUD and keep your house free and clear becase you already paid for it.
#12 written by Jeff Berns "The RightPI"
about 1 year ago

Good information! Posted this site and info to my blog as well and I will share with as many as I can. My company is now offering Securitization Audits, which is different than a Forensic Loan Audit. Contact us at http://www.rightpi.com/request and we’ll set you up with an appointment to go over what you might need today.

Respectfully,
Jeff Berns “The RightPI”
Right Path Investigations
#13 written by Rick1074
about 1 year ago

I have been reading the information and my question is if I am a member of a credit union of which each member is a share holder it would seem to me that if the credit union is in fact holding the loan then in fact it’s the 10s of thousands of members holding the loan point is I as a shareholder purchase shares when I deposit money this means that I as well as the other shareholders purchased the loan already and if so can the credit union forclose?
- #14 written by admin
  about 1 year ago
  
  Rick
  
  It’s slightly different in this case…the IRS Code 860 for tax passthru says..(I’m paraphrasing).”the owner of the obligation pays the taxes”. Your credit union pays the taxes if it is in fact the Holder in due course…if it did not sell it to a bank who then securitized it. You will need more discovery from your credit union. Chances are, you don’t pay the taxes for profits of your credit union..so you are not a partial owner of the note….very different than a direct REMIC Special Purpose Vehicle tax pass thru certificate holder.
#15 written by Nora
about 1 year ago

I had the e-book recently, and frankly I truly enjoyed reading it, because it was simple and to the point and very helpful. I read many articles previously about foreclosures, securitizations, and bank fraud which were helpful but this one seems to break it down with simplicity.

thank you Vince, I will pass this book along to as many people as I can, the more the knowledge is shared the better for all of us.

Nora
#16 written by Jemill
about 1 year ago

GODS MORNING .I would Like to thank you for the Best Read Ever I am going to fight by any means necessary u r One Of Gods Guardian Angel who gave me the Light i needed for so long .So Thank u and ur Team . WOW I could go on and on about Deception of the Banks Loan Compnay that made me so sick But because of your Read I am getting so well Thank you Thank you God Bless u and urs.
#17 written by Duncan
about 1 year ago

Outstanding eBook – very informative and well-researched. Normally, the securitization of the note is obvious. However, HFC securitized their 1st mortgage loans but covered their tracks far better than any of the other banks. So, to the untrained eye it looks like they’ve been the original lender in possession the whole time – bu, it’s a big lie. Any idea on how to “prove” a loan have been securitized by HFC?? Thanks.
- #18 written by admin
  about 1 year ago
  
  Thank you Duncan
  
  That is why we recommend getting a Mortgage Scene Investigation Securitization audit. For more info come to:
  
  http://www.consumerdefenseprograms.com/resources/securitization-audit/
#19 written by david gln davies
about 1 year ago

We would like to place a link from our site to yours asap
- #20 written by admin
  about 1 year ago
  
  Thank you David
  
  Let us know what you need.
#21 written by DeLoach
about 1 year ago

I appreciate what you do. I hope more people will fight for there rights!
#22 written by Brian
about 1 year ago

Goodday!

Question: Does an individual have any recourse from foreclosures completed on 2006?

Thank you
- #23 written by admin
  about 1 year ago
  
  Brian
  
  Please take a look at the Wrongful Foreclosure:
  http://www.consumerdefenseprograms.com/coaching-program/wrongful-foreclosure-defense/
#24 written by Deveric
about 1 year ago

SIR THIS INFORMATION IS ABSOLUTELY CRUCIAL AND IT HAS SERVED A GREAT PURPOSE AND DEAL THANK YOU AND MAY GOD BLESS YOU AND YOUR FAMILY THANK YOU FOR BEING “LAWFULLY” MENTAL AND EMPOWERING THE AMERICAN PEOPLE KEEP UP THE WORK!
#25 written by Rick longlott
about 1 year ago

I spoke tot an attorney who told me….sending them the banister sample letter would be of no help. Is or can Chase ignore my demand for proof of a wet note document?
- #26 written by John
  about 1 year ago
  
  what the hell did you expect a lawyer to tell you, they are bond under the court. do more research and you’ll see that they are the least with the right answer’s
  take care…
#27 written by William A. Cofer
about 1 year ago

I appreciate very much this information.
#28 written by BillyBobJoeBilly
about 1 year ago

Please… I’m asking all,.. think ? bout what your saying? How can any-”one” person here for a moment complain on what this group is sharing? or what their helping you to achieve!
$900 buck$ is a good night out with hotel, I’ll bet anyone who received a loan from 2002 on payed at least $7000 to $15,000. towards mortgage broker or lender to put You into debt, what’s $900. buck$ to take You out of it!! Even taking a loan from your IRA, or 401k, Ins, or a family loan and pay-back 100% is mouse nuts people?, compared with wiping $100′s of Thousands of “DEBT” in 45 to 60 days. Let’s get “Real”?, and NEVER Complain nor kick a gift horse in the mouth!!, Just thank your lucky STARS!! there are these kinds of gifted people whom have sacrificed 1000′s of hours away from their loved ones to bring this to YOU!!

I Appreciate their gift,Please I hope you will too!
#29 written by James
about 1 year ago

Thanks for the foreclosure defense handbook! As I started reading this handbook it hit me like a ton of brick the very things you said that the court, judge and opposing attorneys would use against me are almost identical word for word! In fact in the judge’s latest opinion, memorandum and order concerning our case in USDC he used the exact wording in this writing! The thing we all have to remember is in most cases (if not all) the judges, attorneys and banksters are all a part of the ongoing fraud. Yes, they are very much aware of what they are perpetrating against the people! Most judges (if not all) are owned by the Federal Reserve Banking Mafia! Look up the latin word for bench. It may shock you to find out that the judge sits on the “bank”! Thanks again for the handbook and always remember “knowledge is the key to freedom”!
#30 written by Nancy
about 1 year ago

Can you please help me? My cabin has already been
foreclosed on. The people who bought the note from M&I Bank
while I was working on my loan mod foreclosed. They called me in
June of last year and told me the foreclosure was illegal. They
want me to buy the cabin back now – will not give me a loan (and I
can’t get one now because my credit is shot). But, the price they
want to sell it to me is double what it’s worth. I found two
investors willing to buy it back – but not at that price. The new
owners of the note (Kandaur Capital) said that there is a problem
with the title. And, they said we are involved in a class action
lawsuit which I know nothing about. I have tried three different
companies or lawyers to help — and don’t seem to find the right
one! PLEASE HELP!
- #31 written by Melissa
  about 1 year ago
  
  Nancy
  Please post your email.I also had a property foreclosed by M&i, I’m interested how you found out that another party bought your note from M&I. Also who foreclosed on you? And where are you located
- #32 written by Scot
  about 1 year ago
  
  First, who foreclosed on your property? Kanduar Capital? You should ask Kanduar why they state the foreclosue was illegal. 2nd, If Kanduar was not the entity that foreclosed on you and they bought the note from the foreclosing entity. Kanduar need to go to the entity they bought the note from and claim fraud. Kanduar claim is not with you but the foreclosing entity they bought the note from. 3rd if someone other than Kanduar foreclosed on the property there was no note to sell to Kanduar. The could only have bought the property there is no longer a note. Without knowing all the facts and just based on the information you have given, I would say you have a wrongful foreclosure case and or a quiet title case depending on which state you are in.
#33 written by admin
about 1 year ago

Frank, we have a payment plan which you can avail. It is $49/mo. More info here: http://www.consumerdefenseprograms.com/13/foreclosure-defense-payment-plan/
#34 written by Frank
about 1 year ago

I have already done the initial letters and up to ” Notice of Fault & Opportunity to Cure”. I am on medical disability right now, a senior citizen and no funds to enroll in your program to complete my process of Defaulting the Bank and completing the free and clear procedures with the county recorder. My tel.# is (818)770-4834. I can afford to pay $100.00 a month for the next 4 months to pay in full. Please call and see what you or anybody can do to complete my fight with the bank. Am in bankruptcy right now to buy time…I am lost as to what to do next. Thank you for your understanding and any help.
Frank
#35 written by admin
about 1 year ago

Wes, I couldn’t find you in the record. Can you email the receipt to us again? Also the memo which you’ve mentioned you wrote. I didn’t find it too. Or you can just ask it during the conference call.

Email us at info@consumerdefenseprograms.com

Thank you and Happy New Year!
#36 written by Wes Barnard
about 1 year ago

To Administration:
I am already a member and have purchased the upgrade to this new website. Why can I not access the other links on this site? Do I have to pay more and more for what?

Plus, a memo I wrote 4 days ago is still unanswered. Perhaps this delay is due to the holidays. Hope to get some clarification soon. We have just received a notice of foreclosure despite sending the letters George suggested. Peace to you and yours.
#37 written by PATRICIA A YOUNG
about 1 year ago

OK I have my password and I am attempting to download the book and try the other links. Thanks for your assistance and have a blessed day.
-Ms. Pat
#38 written by admin
about 1 year ago

We apologize for the inconvenience. I have already resent your log-in info.

Feel free to email us if you have any further questions/concerns.
#39 written by PATRICIA A YOUNG
about 1 year ago

OOPS!!! I think I have made a boo boo…I am not trying to sign up for the program, I am already a member. I was just trying to get onto the site and I needed my password, but my user name was not working at the time either. So I have my user name back in tact, and I have been sent my password. However, I did go to a page where I could change my password, which I did. Am I doing something wrong?
#40 written by Wes Barnard
about 1 year ago

We truly appreciate gaining access to the very latest
information to fight these banksters. I will spread this
information far and wide. Everyone should be aware of the massive
fraud and deception of the banking industry. However, I was also
anticipating the fulfillment of your promise to teach us how to
make the banks pay us back for defrauding us. Looking forward to
you keeping your word, my friend. Peace to you and yours.