Foreclosure Defense Help | Stop Foreclosure Process
Facing Foreclosure? Want to Stop Foreclosure Fast?
“Oregon Homeowner Stumbles Upon a Shocking Secret
Your Lender Hopes You Never Find Out & Spills the Beans in Free eBook…”
Discover if Your Bank is
Breaking the Law by Foreclosing on Your Home Illegally.
FREE eBook Reveals…
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Why 85% of Foreclosures are done in FRAUD (and what this means to YOU and YOUR home loan) |
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How you can LEGALLY turn the tables on your lender to STOP the foreclosure process dead in its tracks |
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Learn Simple Foreclosure Defense Strategies so you can stay in your home and put an end to your pain, stress, and frustration for good |
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Plus, actual court cases (from other homeowners who fought back and WON) |
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And other FACTS that prove you have more OPTIONS than you ever thought possible |
Don’t let the banks continue to pull the wool over your eyes!
Find Out if Your Foreclosure is ILLEGAL!
Time is NOT on your side
Claim Your FREE eBook Now
and get the facts that can save your home…
We respect your privacy and will not reveal your information to anyone for any reason.
Don’t take our word for it, here are what people
in the News are saying about foreclosure defense.
Here’s just one of many stories of one of our members winning against Bank of America in foreclosure defense in the News:
Here’s what else you’ll discover…
- How the banks are getting paid 3 times (and more) the value of your mortgage loan and what you can do about it
- How you may qualify for a 100% REFUND of the principal and interest you’ve paid on your mortgage to date
- How to find out if your lender followed the law under the Truth in Lending Act and Real Estate Settlement Procedures Act and what it means to you and your loan
- Direct links to little-know, time-saving, and credible resources (so you don’t waste dozens of hours sifting through garbage and confusing half-truths all over the internet)
- How to save yourself and your family from being victimized by one of the largest financial scams in recorded history
- And much, much more
Home Owners are winning all over the country. Learn foreclosure defense strategies so you can fight foreclosure fraud.
We respect your privacy and will not reveal your information to anyone for any reason.
Here is what people are saying about this book:
“IN MY OPINION, THE FORECLOSURE DEFENSE GUIDEBOOK BY VINCE KHAN IS A MONUMENTAL DIRECTIVE FOR REMOVING AND SMOTHERING THE LENDING INSTITUTIONS AND WALL STREET EVIL DOERS WHO HAVE TAKEN ADVANTAGE OF THE AMERICAN HOMEOWNER….BUY 2 COPIES OF THE BOOK, ONE FOR YOUSELF AND ONE FOR YOUR LAWYER.”
- C. L. RAY, JUSTICE (ret.), SUPREME COURT OF TEXAS“…clearly lays out the point by point bread trail that the banks have done with the note through the securitization process. WOW!!!”
- Frank, Paralegal“I had a TRO hearing on Jan 31st. it was a TRO for quiet title against MERS, BOA and ReConTrust. I basically used examples set forth from the consumer defense program except tailored made for my situation. I also had the securitization audit done which basically won my case!! The Judge was sympathetic to my cause. He asked BOA, MERS and Recontrust’s lawyer two simple questions that their lawyer could not answer. “Where’s the note?” When the lawyer said that he did not have it, the Judge was irate and commented that he came unprepared to the court. He then asked if BOA, MERS or ReConTrust had a right to foreclose- to which he responded “no”. The end result was that they conceded and I won. Thank you consumer defense and securitization audit
Byw, I guess that I need to cancel my subscription as I am no longer on the calls or in need of forms. If something else comes up, then I will rejoin. Is there a protocol to cancel?
Thank you again,”
- Michelle Samples
“Thank you so much for this valuable information. You really got to the root of the issue. I have done alot of research on this topic and have found your information to be the most thorough and applicable. I have already put it in practice and will share this book with at least 3 others if not many more!!!!! I will also contact you and let you know the final outcome. Thank you!!!!!!”
- Kimbra“Ever since I started reading your book, I have not been able to put it down. It has been extremely informative, easy to read, and has helped me greatly in my decisions to fight for my home. Thank you very very much, I can’t wait to be able to help others with similar problems by referring them to your book. Please keep helping us, your advice is deeply appreciated.
Thank you so much”
- Jairo Gutierrez“Opened it, read it, and am absolutely blown away!…”
-Tom“Vince this is one of the best sources of information I have read to date. Spent money on other info that does not measure up to the info you’ve provided. My sincere thanks…”
- Adam“…very, very informative…”
-Rick Carr“…I couldn’t stop reading…so timely and helpful…really broke things down in layman terms…”
-Bridget“Your product is essential to the financial security of each property owner in this country! If you are behind or not, don’t let the banks take advantage of you anymore!”
-Ernest Egan“This information is a god send…”
-Kirk“Vince Kahn’s Foreclosure Defense Manual is the BEST document I have come across which explains this otherwise intensely complicated field. I have been doing research for almost a year and it wasn’t until l read the manual that the whole thing came together…”
-Ana“Absolutely phenomenal reading! …has the ability to really change things in this country and beyond!”
-James“WOW…. I’m blown away with the content. THANKS …for showing me the way…”
- RCL“May God bless you and your team for what you are doing to help others. We have forwarded this e-book to everyone we know and have asked them to pass it along to their friends and family…It is important information that everyone needs to know…Thank you from the bottom of our hearts!”
-Jeff Knapp“…lots of information and well put together. Thank you for all of the hard and time consuming work you have put into educating homeowners…”
-Patricia A. Young“Ever since I started reading your book, I have not been able to put it down. It has been extremely informative, easy to read, and has helped me greatly in my decisions to fight for my home. Thank you very very much…”
- Jairo Gutierrez“Vince Khan does a great job of explaining what is really going on when a “lender” is foreclosing on someone, and also pointing out how the vast majority of these “lenders”, who are really just “loan servicers” have no authority to foreclose on the homeowner…”
-Ron“…EVERYONE really needs to read this stuff! Thank you Vince for bringing this truth out. And for your humanitarian and courageous stand to keep people from losing their homes to corrupt predator lenders!”
-Cindy White“Thank you so much for your courage and strength to educate main street of the FRAUD AND SCAM that is happening. I am fighting Bank Of America and Chase Home Financial I’ve started Administrative Process…”
- Simone“…Thanks greatly for the “organized and pointed” information!!”
- Wally Cook“Planning to share this book with many, the laymen terms make it easy to understand even for the most inexperience reader…”
-Mimi“Thank you for the serious amount of work put into this book. The book is simple, easy to read, and easy to understand.”
-Mark
We respect your privacy and will not reveal your information to anyone for any reason.
Help, I am Facing Foreclosure.
Knock, knock came the noise from the front door. I gingerly opened the door to find my postman handing me an envelope requiring my signature. It was for certified mail.
It was a Notice of Default from my servicer. It felt as if someone had physically punched me in the gut and I felt like vomiting. Intellectually, I knew this moment would arrive, but yet I cannot help the way I feel.
I couldn’t even get myself to finish reading the rest of the document before tossing it on my desk and crawled into bed and cried.
As a grown man, I cannot recall when the last time I cried. I’ve been conditioned to “be a man” and not to break under pressure. But, despite it all, I cried. Somehow, I wish that someone would come and tell me everything is going to be OK, just like my mother did when I was a little boy. Unfortunately, no body could. Because nobody understands what I am going through. It’s hard to “keep it together” when your whole world is falling apart around you.
My name is Vince Khan. This is my story.
I made a lot of money around 2002-2004. I made enough money to retire for the rest of my life. With that money, I invested in a number of properties, partly as a way to park my money and partly as a way to make a little money investing in real estate.
In 2009 I started another business that required a lot of start up capital. Things didn’t turn out as I had planned. I had invested all my money into the venture but it was not enough. I needed more money. In 2010, I made a decision to stop paying the mortgage for 4 of my investment properties to feed my new start up, in the hopes that eventually, my startup would turn around and I would then have enough money to pay back the bank.
I was wrong. My startup failed. Not only had I lost everything, I was heavily in debt because I leveraged everything I had to fund my company.
So, like millions of people around the country, I was facing foreclosure.
Shortly after I stopped making payments, I started looking at my options. I could either do a short sale (meaning I could sell the property for what is owed) or just hold onto the properties for as long as possible before they foreclose on me. Or I could put up a fight.
I chose to fight.
To be honest, when I started this journey, I was just as ignorant as everyone else who was in going through a default. I borrowed the money. Now, for one reason or another, I can’t pay my mortgage. So, I was lead to believe that the bank was entitled to foreclose on my houses and repossess them.
I was wrong.
It was at that time that I started learning about bank fraud. At first, I was skeptical but I kept an open mind. As I dug deeper into this issue, it became clear that there was more than meets the eye. I started reading more and more instances of homeowners winning in court against banks. In fact, I discovered that banks have sold mortgages onto Wall Street as what’s called “mortgage backed securities” (MBS). At first, I did not know what that meant. My thoughts were, “so what?”
As I studied this issue deeper, I came to realize that banks were actually committing some very clever schemes to steal people’s home without the proper “Standing” to do so.
You see, once a bank have sold a promissory note as a MBS, it no longer owns the note. And if it does not own the note, it does not have the right (or Standing) to foreclose.
But they do this every single day, because they rely on our ignorance. They rely on your ignorance. They rely on the judge’s ignorance and they even rely on their own lawyer’s ignorance to pull this scheme off.
On one side, we have a growing population of people living in tent cities without running water, without toilets or other things you and I take for granted.
At the other end of the spectrum, we have bank executives getting multi-million dollar bonuses for how quickly they can foreclose people’s homes (without having any actual legal authority to do so).
Not only that, these bank executives have received TRILLIONS of taxpayer money from TARP (the Troubled Asset Relief Program) to pretty much do as they see fit. You know, buy up smaller banks, buy executive jets, go to the Bahamas for exotic retreats and other wonderful ways to spend the handouts from our government.
This got me mad.
But most frustrating of all, I discovered that as a homeowner, my choices were very limited.
Firstly, even if I took the time to learn about this fraud, so what? How does this have to do with me saving my houses from foreclosure? I am not a lawyer. I am too poor to afford one, and even if I had $25,000 to retain one, there was no assurance of success. (Access to the law is no longer affordable to the common man).
Secondly, I don’t know enough about the law to put up a viable defense. I’m just your average computer geek. I don’t know anything about the law. I don’t have the time or the mental energy to learn to be a lawyer to put up a defense.
Thirdly, there was very limited information available for homeowners to learn about this stuff. Even if one has the time, it would take a full time occupation to figure all this stuff out at the best of times (ie. When one is not suffering from crippling depression when one’s world is falling apart).
Fourthly, very few attorneys even know about this stuff. There wasn’t really anyone I could go to to learn this information.
The odds were just stacked against me.
Faced with insurmountable adversity, I was faced with a decision: To give up or to go down fighting.
My father told me a story about how Japan won so many battles in Asia (they took over almost all of Asia before America dropped the bombs). He said that unlike other armies, the Japanese doctrine was “death before dishonor”. The concept of surrender or retreat was the lowest of shame for a Japanese soldier. When they landed their troops into a battle, the Japanese would tell their soldiers that the only way they would go home was to either win, or return in a body bag. There was no retreat. As a result, the Japanese soldiers fought like their lives depended on it, because it literally was.
For me, this was the doctrine in which I lived my life. I either succeed in what I do or I die trying. As Master Yoda said in “The Empire Strikes Back”, “do or do not, there is a try.”
So, study I did.
I committed to doing whatever it takes to put up a fight and win.
I started to challenge the bank using the processes outlined in this book, and to cut a long story short, I managed to compel the bank to issue a Rescission of the Notice of Default on my property.
Essentially, this means that the bank can not foreclose on my house and it is currently in limbo.
As of the time of writing, I am in the process of filing a civil action called a “Quiet Title Action” to remove the lien on the house. You can read more about the progress of this on my website at www.consumerdefenseprograms.com.
As I learned more about this subject, it occurred to me that millions of other people around the world were going through the same problems I was going through. The biggest issue faced by distressed homeowners was that there was no easy to understand, easy to follow materials available to the average homeowner to put up a fight against lender fraud.
With this in mind, I put together a blog online to help homeowners. All the sudden, my site got bombarded with so many people wanting to know more about what I’ve discovered. Everyone started to ask me questions; everyone wanted me to help them with their situation.
I quickly realized there were a number of problems with this situation.
- I barely have enough headspace to deal with my own problems, let alone other people’s.
- If I answered people’s questions openly, the BAR Association would love to put a stop to this by accusing me of “practicing law”. (Competition is bad for business after all.)
- Helping people takes time, and everyone’s situation was different. I only have a limited amount of time in the day. I barely had time to pee, let alone help other people.
- Helping people for free full time means I cannot spend that time to make a living for myself. It is a full time job just to keep up with all the research and reading to understand the strategies of foreclosure defense.
With these problems in mind, I decided to write this book. My goal is to give homeowners an easy to understand resource so that you can quickly grasp how the fraud is being perpetrated. Once they understand the fraud, to then teach them how to articulate a viable defense. I’ve written this book so that anyone can put together a viable strategy to defend their home from lender fraud and so they can keep their home for as long as possible.
Unlike other books, this book is written in a conversational tone using lots of stories and analogies so everyone can understand. I believe that often “less is more” when it comes to information. While other books are hundreds of pages long, this book by comparison is rather small. Too much information leads to overwhelm and “paralysis by analysis”. My goal is to make this handbook be a practical guide with real practical steps you can do right now to save your home, yet be easy enough to digest in one evening’s reading.
Please keep in mind, this whole scheme was created by the brightest minds in the banking industry. This is something banks don’t want the public to know. They have gone to great lengths to make sure people like you don’t know about their schemes. Court cases have been settled with conditions of a gag order are being done on a regular basis. In one instance, an expert witness I’ve interviewed have had his life threatened by banksters for the information he knows.
The information presented in this book is highly controversial. I truly believe that I am writing this book at great risk to my own personal safety. Thanks to the power of the Internet, my hope is that once this book is in the hands of enough people, that the banks will not feel the need to “silence me”.
I’ve always been inspired by the story of Jesus. In particular, his bravery for doing what’s right in the face of overwhelming adversity. Jesus was arrested for talking against the rabbis and was condemned to death. His jailer knew that Jesus was a good man and did not want to see him dead. The jailer deliberately left Jesus’ jail door open and made arrangements for Jesus to easily escape. Instead of running away, Jesus stayed in his cell and ended up dying on the Cross.
This is true bravery.
While I don’t want to be a martyr, I do feel strongly about helping homeowners despite the dangers to myself.
If you are facing foreclosure and want an easy to read, and easy to understand guide to help you stay in your home, then this book is for you. Too often, one has to wade through thousands and thousands of pages of information to get a basic understanding of what’s going on. This type of information is often written in legalese (by lawyers for lawyers) and is ladened with double talk jargon that it is hard for the average person to comprehend.
I hope you will join me in standing up against injustice and bank corruption. And if this book makes a difference in your life, please “pay it forward”. Please tell others about it.
Vince Khan
We respect your privacy and will not reveal your information to anyone for any reason.
about 10 months ago
Read everything on this site, and thought I downloaded the manual, but don’t know where or how to access it. I reallly need to know/learn what’s in there ASAP as I am on the verge of falling into the abyss.
Thanks.
about 10 months ago
Mara
Please come to:
http://www.consumerdefenseprograms.com/
enter your name and email address. Hit the Submit button. Then click on the Download eBook button on the next screen.
Thank you.
about 10 months ago
Reading the book now, easy to read and understand. After checking the defense website I will probably be joining within the next week.
Thank you.
about 10 months ago
Just wondering if you have heard of the law offices of Lance Denha West Bloomfield Michigan. They contacted me they sound like they get it but I am unsure. Do you know of an attorney in Michigan who gets it?
about 10 months ago
Your ebook has a lot of incorrect information. As the author states, “don’t believe a word he says”.
about 10 months ago
vince
just cherrypicked some articles
mers / securitization audit etc
interesting info
thanks
bruce
about 10 months ago
Yes, I read the E-Book, VERY interesting, and very helpful. Supposed to have foreclosure end of this month, have a lot of work to do. THANKS
about 10 months ago
There is a great foreclosure defense website with lots of unbiased information from attorney steve vondran at http://foreclosurewarrior.com
He has been featured on Fox News multiple times and has put this site together to help homeowners who are facing foreclosure.
It’s a membership site but offers tons of legitimate resources for less than the cost of an attorney consultation. His goal is to help homeowners that file In Pro Per the opportunity to find the “chinks” in the lender’s armor.
about 10 months ago
Vince,
Your book came at a perfect time for me! I was looking for information on how to sue a lender/bank for fraudulent mortgage practices. I have asked Chase Home Finance to provide a copy of the Note assignment from a previous lender and they have not been able to provide it! I will be suing to get my home title free and clear. Thank you, thank you, thank you!!
John
about 10 months ago
I have also made a similar request from the bank and they have not supplied the note assignment. How are you going to sue? I talked to an attorney and he said that in California the judge will ask for a bond of 3% of what you owe. I do not have not kind of money. So how are you suing? Please contact me h_tpombo @yahoo.com
about 10 months ago
I have several friends facing this situation and I have done a lot of research. I’ve read the eBook and purchased the published version on Amazon.
I am recommending everyone I know facing these challenges to come here for the information they need to successfully defend their interests.
Excellent work, reasonable pricing. I hope more and more people decide to “fight back”.
about 10 months ago
Hi Vince,
I just said to my wife the other day, ” I give up!” I was so frustrated with what our bank has been putting us through, it wore me down. Then I read your book and it gave me hope. Having that information makes me feel empowered to turn things around.
Thank you
Ernie
about 10 months ago
Hi, Anything more on Mass Litigation Alliance vs. Bank of America (Kramer and Kaslow attorneys at law) ?
about 10 months ago
We’re still working on this. It’s almost there.
about 10 months ago
i was going to join them but, i went to ripoff.com and there was some complaints, so i decided against it. i also had requested to read the contract before i decide to join and they never sent me one, only the authorization to sign. so, i decided to call an attorney and talk to him about getting some people together with the same cases and paying him a small fee from people with the same problem (there is sooooo many) and getting our own suit against these banks. if you are interested email me at: wellsfargoripoff@yahoo.com and i will explain more. and by the way, it wont cost $5000.00 like mass joiners, not even half of it.
about 11 months ago
I am in Delaware. It is a judicial state but,here you have to prove your loan in not in default. Not the other way around..Does anyone know of a class action with MetLife/ now First Horizon?
about 11 months ago
HOMEOWNER FORECLOSES ON BANK OF AMERICA
http://www.digtriad.com/news/watercooler/article/178031/176/Florida-Homeowner-Forecloses-On-Bank-Of-America
about 11 months ago
I could use some help as well the attorney is one of the attorneys that was investigated by the florida AG I have read the ebook and it is definitely an eye opener. In my honest opinion these banks don’t deserve our money.
about 11 months ago
Hello Vince,
Yes, I started reading the book and I will be visiting my attorney with a copy of the book. Very enlightening and easy to read.
Thank you.
about 11 months ago
HELP!
Does anyone know of a good attorney in AZ? My house was foreclosed on fraudulently through MERS and I am running out of time. Any help would be appreciated.
Thanks,
Jon B.
about 11 months ago
Jon
If you have not found representation yet please call or email me.
Need to know what your current situation is. I am in a Chapter 11 on 4 houses with counsel in the Phoenix/Scottsdale area. They are a small group but aggressive.
Please give me a call anytime.
Mike
602.326.6679
about 1 year ago
Use this link to obtain a copy of the stop order from the Comptroller of Currency to the banks:
http://www.occ.treas.gov/news-issuances/news-releases/2011/nr-occ-2011-47.html copy and paste to your browser, the individual orders for the banks will be found at the bottom of the webpage. God Bless.
about 1 year ago
Vince, your program is packed with knowledge and information that everyone must know. You have uncovered a lot of facts from the banking system that I could never think of. Even though, I haven’t been with your program long but the information that you provided really give me the confident that I can win my house free and clear. The more time that I spent watching your video the more confident that I have. Last week, I stumble on an article from Yahoo Finance news it said: Since last fall, federal regulators and attorneys general of all 50 states have been investigating lenders accused of cutting corners and using flawed documents to foreclose on many homeowners. In some cases, employees of financial institutions engaged in so-called robo-signing — approving documents in foreclosures without actually reading them. Foreclosure-fraud class-action lawsuits are also piling up against major banks nationwide. If you want to read the full article, here is the reading link: http://finance.yahoo.com/news/Feds-sue-Deutsche-Bank-apf-2077140144.html?x=0&sec=topStories&pos=3&asset=&ccode=
Here is the video link: http://www.newsy.com/videos/federal-government-sues-deutsche-bank-for-1-billion
Even the federal government is suing the banks now for mortgages fraud. We should get on the action now. It has become reality. For those of you that still in doubt about joining your program, I just want to let you know that it would be a total loss. So get on the action now, don’t wait any longer.
Paul
Pensacola, Florida
about 1 year ago
Hi Vince,
I appreciate the emails to stay in touch. While I am not having a problem with foreclosure, unfortunately
a dear friend of mine is. I have sent him the Foreclosure Defense Guide and he is doing his best
to get his home back (it was foreclosed last September).
He will contact you as I am certain he may need your help.
Thanks for touching base and thank you for having the smarts (and the guts) to help people see
and understand this fraud. I read the guide and was blown away by it. Thank you so much.
Carolyn
about 1 year ago
Vince,
Thank you for taking the time to share this information with those of us who are having a very difficult time with the American Dream, i.e. home ownership. With the information, strategies and process you have provided , hopefully our dream will not turn into a nightmare. I have actually gained added confidence that I too will be able to “save” my home and provide shelter for my family. I look forward to going through and applying what I am learning. Thanks again for the educational road map. It is enlightening. Peace
about 1 year ago
Thank you for your support Ernest
I wish you much success.
about 1 year ago
Vince,
Forgive me for my delay in responding. YES the book was eye opening & VERY helpful! As your organization states…it is up to US to do our own research & up to US to fight. I have been very successful in my initial fight to keep my home based on knowledge gained from your book. Due to finances, I have not been able to join the program at this time. HOWEVER, if people put their frustrations aside and simply follow direction and leads spelled out in your book…they WILL make progress. Yes, the process is time consuming, emotionally draining and stressful.
I live in AL (non-judicial state), I filed an emergency bankruptcy TWICE to buy more time to research my situation with CitiMortgage. I simply let the 14 day filing time-frame expire (again…to buy more time & keep bankruptcy as a last resort for the future). I went to the County Recorders Office, got a copy of the title & the assignment to Citi. CLEAR evidence of fraud was found on the assignment. The assignment was supposedly signed by a “Stephen G. Collins” (his title was listed as Vice President of MERS). I also got a copy of the signature card on the Assignment Authorization Contract which listed the ONLY four persons who could execute the Assignment. Not only did the signature of “Stephen G. Collins” not match any of the four authorized persons…he is listed on the signature card as “shareholder” in Sirote & Permutt (the law firm representing CitiMortgage)! Three weeks ago, I sent my third demand letter to produce the note and referenced this finding. Seven days later I received my first written response EVER…it arrived via FedEx from Sirote & Permutt…the letter states:
“Dear Mr. Miller, This firm represents CitiMortgage as servicer of the above referenced loan. I am in receipt of your letter dated April 20, 2011 and have forwarded it to my client for review. Additionally, we have ceased all foreclosure proceedings at this time. Once the requested information is available, a response will be provided. In the meantime, should you need anything further, please feel free to contact me.” (this…after 3 attempts to foreclose!)
Vince…I CANNOT TELL YOU HOW GREAT IT FEELS TO FINALLY BE ON THE OFFENSIVE! Thank you to you and your team for putting the book together! I will keep you updated on my progress and I am proceeding with filing a Civil Action as we speak.
Thank you, thank you, thank you!
Bryce
about 10 months ago
hello, I read your comment on Vince’s website. I am trying my hardest to persue the show me the note, I did get Wachovia to actually repond and they sent me copies of note and deed with my signature. I still found it important to send them the Request of Admission via certified mail. What I want to ask is if I get a copy of the signature card on the “Assignment Autorization”at my county recorders office?? I want to cover all ends! I have a sale date on 07/23/11 and need amno!
about 1 year ago
Hi, I downloaded your ebook and am wondering if my loan is definitely a MERS and with FannieMae; does that mean it has been definitely securitized or just may have been securitized. In other words are all loans in MERS/Fannie Mae securitized?
I kept getting a WordPress error when sending my comment so please forgive me if triplicate.
about 1 year ago
Judy
All FannieMae and MERS loans are securitized as a matter of fact.
about 1 year ago
Vince, some feedback as per your email: I’m still going through the “Foreclosure Defense Handbook” version 2 (finished version 1) — trying to absorb. Generally, you have a lot of info which is very worth-while reading/absorbing, and it definitely shortcuts and helps us/others to get into the subject(s).
about 1 year ago
I have read a bit of the e-book and it is well written easy to understand and full of great insightful information. I am going to finish it soon but wanted to stop by and thank you for taking the time to put something like this together for our knowledge!
about 1 year ago
This website is crucial for learning about how to beat the banks! Vince Khan is a great guy as well! The best offense is to learn from us folks that have had documented success with the banks. For information about a fact finding Forensic Loan Investigation that supports the strategies presented on this site visit MortgageClaimCenter.com or call 253-475-9000
about 1 year ago
FYI this program MCC costs 6K
about 1 year ago
I have read the book twice now and have found it to be very informative and I get it. I feel that my money was well spent. I have sent my second letter to the bank and am waiting for their response so I can continue in the crusade.
about 1 year ago
The E book is very informative.I have been talking with the lawyer my parents have hired to represent their foreclosure in Daytona,FL. He seemed to know mostly everything we talked about however he has said that some of this is not being held up in court with the judges dismissing some of these argument. I dont know what to think of that. I have actually sifted through some of the paper work that BAC has sent and I have found a name of a Kathy Repka a Robo Signer and also found MERS but havent got much encouragement from the lawyer. Any feedback would be appreciated
about 1 year ago
This manual is well worth reading , I am the owner of a Mortgage auditing business and this book gives me a very good understanding on how everything in the mortgage business works. It is totally insane on how the Banks are stealing people property illegally ,this manusl is on point , get it, read it, and apply it . you will be happy you did . Thanks Vince
about 1 year ago
Although I don’t own a home the book was great information in case the time comes when I do purchase a home and the bank tries to foreclose for what ever reason.
about 1 year ago
Yes I have read it. Absolutely amazing. Clearly outlines how big corporations (banks) break the law & get away with it at our expense. They should be locked up wholesale, bank managers, there lawyers, & the judges that let them get away with it. As far as the Law goes. Ignorance is no excuse. To say that you did not know you were breaking the law will not excuse you from the conviction or the penalty. So why are the ones sitting in judgement not held accountable for what they are doing. If they are in a position that deals with such cases then it is their obligation to know what they are doing & should be held accountable for all the fraud, lies, perjury & theft of everyones houses. It makes a mockery of the court system in this area & goes to show that anyone connected to such dealings is nothing short of a lier & thief. Owen
about 1 year ago
‘They’ are not held accountable be-the-cause — ‘the people’ have NOOOOO “POWER”!!!
about 1 year ago
Your book is priceless! I even provided a copy to our attorney. Attorneys need to be informed, educated and hopefully defend predatory lenders’ victims. This should be a Homeowners Manual. I encourage every member of this organization to share this book to every homeowner we know.
I pray that God will continue to give you wisdom, passion and inspiration to be an advocacy to the long lost “JUSTICE FOR ALL.” God bless you in your pursuit to end the Modern Slavery.
about 1 year ago
Thank you so much for this valuable information. You really got to the root of the issue. I have done alot of research on this topic and have found your information to be the most thorough and applicable. I have already put it in practice and will share this book with at least 3 others if not many more!!!!! I will also contact you and let you know the final outcome. Thank you!!!!!!
about 1 year ago
I found this Handbook very useful indeed. I live in Australia and found much of the advice is useful here also. I am 9 months into dealing with lenders and have not been to court yet. Yet! It is coming I know…
about 1 year ago
Ever since I started reading your book, I have not been able to put it down. It has been extremely informative, easy to read, and has helped me greatly in my decisions to fight for my home. Thank you very very much, I can’t wait to be able to help others with similar problems by referring them to your book. Please keep helping us, your advice is deeply appreciated.
Thank you so much,
Jairo
about 1 year ago
Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Fairly certain he will have a good read. Many thanks for sharing!
about 1 year ago
Vince this is one of the best sources of information I have read to date. Spent money on other info that does not measure up to the info you’ve provided. My sincere thanks and if you can keep it coming. Something is ‘steering’ you to wise people up, don’t lose it!
about 1 year ago
Hey,
Has anyone heard of Mass Litigation? I was just approached by Mass Litigation Alliance to be placed in a mass litigation for my loans. All they want is $5000 per house. Any thoughts?
about 1 year ago
Its a mass joinder litigation. They are claiming that they have a pre-trial judgement against Bank of America and the judge ordered BofA to set aside 25 Billion to settle all the possible cases.
They claim its a slam dunk and that you’ll recieve punitive damage of 25,000-75,000; plus a 20% reduction in loan and a fixed 2% interest rate for the life of the loan. The Videos on their website seem legit. The cases seem legit.
I believe its Kramer and Kaslow attorneys at law. Maybe these guys should be posted as Lawyers who “get it”??
about 1 year ago
Jake
We are checking them out. We are doing our own due diligence on this group. We’ve thus far spent over three hours on the phone with these guys. They seem to be quite legitimate.
about 1 year ago
Thanks. I’m not giving away my hard earned cash so easily. I’ve got an appointment to check out the office and do a face to face. I really hope these guys succeed. Kramer seems to really “get it” Hope he has enough ammo to finish the banks off once he gets started with them.
about 1 year ago
Hey Vince! Man you just don’t know,I’ve lost 1 house in April of 2010 n now I believe the other is moving foward with a foreclosuer after a year or so on hold. Believe me I was giving up, asked everyone I could for help, advice, n it was all the same I pay to get nothing! Until I stumbled on your program, I had read Free n Clear in 90 before for debt, but this was like wow this is gonna be easy,and it is! I paid blindly to do this because it all made sense from jump! I want to support the cause, but I get upset when i see ppl trying to chew u down on a already low fee for what you get service. Hasn’t being cheap already cost you enough? Thankz again Rambo.
about 1 year ago
I have joined your program and am working to save my two properties. I have many friends and associates that are in the same position in California, and would like to help them. I am retired and belong to a number of networking groups. I would like to present your program to them. How do I become an affiliate?
about 1 year ago
Thanks Robert
At the bottom of the emails we send you when you Opt-in is a link to the affiliate program.
If you have a problem finding the link, please send a request to info@consumerdefenseprograms.com
Thank you.
about 1 year ago
Great info.. What are the steps and what does it cost and how long does it take to get cleared up one way or the other? Should I do a mediation first, attempt a short sale, or start right away with “show me the note” ? Do any of the those stratgegies work against each other?
about 1 year ago
Walter
It is for this exact reason that we created our coaching/membership program. We give you step by step instructions for how to sue your lender to compel them to bring forth valid proof of claim. The current admission cost for the membership program is $350 for a limited time. It is impossible to say how long litigation lasts. One of our members received her Default Judgment win within 120 days into the process.
about 1 year ago
this information is a god send. I’ve reached the point in the process where i need to create a new deed of trust to file. Can you direct me in the right direction?
about 1 year ago
Thank you for your support Kirk
I don’t understand what you need. You can’t just file a new Deed of Trust on a whim. This will be recording false documents and could get you into trouble. Please email us at info@consumerdefenseprograms.com
about 1 year ago
Hello: Please let me know when are you going to have some good special on wrongful foreclosure defense, i need the program but at the moment the time is not appropriate. I appreciate your prompt response. Thank you for your time and all the hard work.
about 1 year ago
Vince Kahn’s Foreclosure Defense Manual is the BEST document I have come across which explains this otherwise intensely complicated field. I have been doing research for almost a year and it wasn’t until l read the manual that the whole thing came together. Thank you, Vince, for sharing this information freely as you have. God bless you!
about 1 year ago
I began researching who actually had real party interest in my home and discovered Bank of NY Mellon was the investor and BOA the Servicer. The loan went into default, I signed a loan modification with BOA and had to file Chapter 13. Should the modification had been filed as an unsecured debt? The Chapter 13 will not be confirmed until 17-Mar-2011. What should I do?
about 1 year ago
Rodney
This is something you should discuss with your attorney. Many people have filed their homes as unsecured debts forcing the bank to complain…..but in them doing so, forcing them to prove their standing. Often times, they don’t complain, and the debt gets discharged.
about 1 year ago
Rodney, I am in the exact same position as you right now. My Ch. 13 is about to be confirmed in a couple weeks. Would you please contact me so that we can discuss this scenario? Thank you, Rod.
Rod@ProsperityRE.com
about 1 year ago
I file complaint against Fraudster of America (Bank Of America) with FTC and OCC I told them that BOA counterfeit my security instrument by sending me a copy as proof of ownership. I also told them that if they fail to do their job to oversee the banks I will go door to door in my neighbourhood and beyond and tell them the truth of what really is going on. Would you believe the Department of Home Land Security send me a letter questioning my US Citizenship I’m not even running for President it’s the New World Order. I was a flight Attendant from 2001-2010 had to do FBI 10 year background check and get security clearance to do my job and all of a sudden the DOJ don’t know who I am and questioning my citizenship. What next they’re going to kill me well if something happen to me it’s the bank and government did it don’t believe anything else my reference # for FTC 29355094 and 29569933 just in case the Fraudster Banks and their partner in crime government do something to me you could be next I’ll keep you posted.
about 1 year ago
Simone, you are a courageous lady.
It just goes to show everyone how late it really is: IT IS “LATER” than ALL “SEE” or “HEAR”!!!
(And I’ve known this for about 30 years.)
Most people are in DE-NILE! That is: DE-NIAL!!!
How many wonder just how ‘they’ were able to cap everything with ‘Homeland Security’?! All info goes there — from all levels of all ‘governments’ (including your DLs). It has ALL been “P L A N N E D” — for years!!!
about 1 year ago
Mr Khan, I love yer website and would like to know if u can help me. You see I went thru a divorce last year and have been barely scraping by to pay the mortgage and house expenses ever siunce. What Ive done is continued to pay my mortgage with interst only less principal. Wells Fargo tells me thats not good enuf and they will foreclose. What should I do?
Steve M
Iowa
about 1 year ago
Hi Steve
Thank you for your support.
With our process, we are teaching homeowners to bring a civil action against their “lender” to compel them to bring proof that in fact they are the real party of interest. Often times, they are not the real party of interest, and are just pretending to be.
A good place to start is to download our sample letters under the Resources tab and start sending them to them and see what happens.
Good luck.
about 1 year ago
were can i find recsources letter
about 1 year ago
It is listed under the Resources tab. http://www.consumerdefenseprograms.com/resources/stop-foreclosure-sample-letters/
about 10 months ago
what state are you in? i also have wells fargo. email me at: wellsfargoripoff@yahoo.com
about 1 year ago
I am not in foreclosure right now, but Bank of America keeps sending me flood insurance notices, the first one I got my own insurance through Aetna Ins. Now, they say we don’t have enough flood insurance that our property has been reclassified as coastal property. I told them that I live in the freakin Mid West and in DuPage County (not a lake in this county). They purchased this insurance for our property anyway and are trying to make us pay for it. I refuse to. I tried to contact FEMA to have my property survey, they sent me an easy (they call it) form to fill out. You have to be an engineer to figure it out. I just want BOA to stop trying to collect on bogus charges. What can I do? Thank you.
about 1 year ago
Rita
What some people in our program have done is to combine this grievance as a Cause of Action to bring a civil action against their lender, and combine this with the arguments regarding Standing against their lender.
about 1 year ago
Vince,
Thank you very much for doing all this legal research and putting it an easy to read format. I too have been doing a lot of legal research. However, I was not as lucky as you. My “lender” foreclosed on me without proper notice and without first proving standing to foreclose. I have been told my lawyers than I need a lot of money to try to overturn this illegal foreclosure. I don’t have that kind of money. Everyone is telling me to give up and forget about it. But I can’t forgive and forget when the bankers are probably gloating over their victory and celebrating the fact that they got away with stealing yet another house! The injustice of it all makes me so angry. I poured my whole retirement fund into remodeling that house, and now it has been stolen from me by a loan servicer that is being sued in a class action lawsuit for doing the same thing to others.
about 1 year ago
“LEARN” to go “pro se”! YOU CAN DO IT!!!
(Possibly join the ‘class action’?!)
about 1 year ago
Yes I’m in process of reading and so far I’m OMG really!! about all this.
I dont doubt most of this .I’m in process of my own personal research.
I’ll contact again soon after completing reading and understanding, even though is simple read
the amount of info can be overwelming.It’s like I can’t believe it but I DO.
Will check back soon.
Thank You
about 1 year ago
Vince or Alma,
Where can I locate the sample “Objection & Response” document that Vince suggested we review? Vince told Wally from Florida about this document on the 2/23/2011 phone conference. He stated it was in the Documents as Document # 22.
Thanks,
Jim S
about 1 year ago
Jim
Please download the Documents from Module 1 in the Foreclosure Defense Membership program. You will find the sample Objection in the file called 012-Judicial State Response.