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Looking for a Real Deal Honest to Goodness 

Affordable Attorney who Specializes in Foreclosure Defense?

Finding an attorney who knows this area of law is often a struggle.  Not only that, most will not even look at you until you fork out $5000…and that’s just to start looking at your case.

We found an attorney network who truly understands this area of law who is not only affordable but have a payment plan to help keep you in your home while they defend it against illegal foreclosures.

(YES! These guys have been interrogated and invested by Vince Khan himself and have his FULL ENDORSEMENT.)

If you are looking for an attorney, or need legal help and want to speak with someone about your situation, click here for more info.

 

FAQ

1) What is your phone number? Can I call you or can you call me? My situation is rather unique.

We are constantly asked for personal attention. Sadly, the organizers and authors can not help you. This is why we have created a membership forum so members can help each other. The banking system wants to shut us down and only need a tiny excuse to do so. They would want to accuse us of practicing law without a license. Offering you ANY personal advice can be construed as offering legal advice.

The best way to get help is to join our foreclosure defense membership program so you can connect with others in your area. Our members enjoy access to a vast array of services and resources.

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Otherwise, email us at the address below and we will do our best to help you or direct you to the appropriate resource.

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2) Why are you hiding your names and contact information?

Honestly, we fear for our lives. We prefer to be anonymous not because we have anything to hide. What we have to say is not popular by the banking elites.

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3) Do you know of a good lawyer in my area?

Please look at our Lawyers Who “Gets it” directory.

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4) Help, my house is up for sale next week. How can I stop the sale?

Please take a look at our article about stopping a foreclosure sale.  Alternatively, consult with an attorney who have a HIGH TRACK RECORD OF SUCCESS of stopping foreclosures.  These guys are not only good at what they do, they are affordable.  Click here for more info.

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5) I have already lost my home to a foreclosure sale. How can I sue the lender for damages?

Please take a look at the Wrongful Foreclosure product under the Products tab.

6) How long do I have to pay the monthly membership?

You are free to discontinue it at any time. This is for your continued access to our services and member privileges.
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General Questions/Customer Service/Access issues
Email: info@consumerdefenseprograms.com

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To become an affiliate, simply opt-in to our mailing list below.  Be sure to use the email address associated with your Paypal account.  You will be sent an email with your affiliate link at the bottom of the email.

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  • #1 written by Dan Rux
    about 9 months ago

    Has anybody got any experience dealing with National Default Servicing Corporation (NDSC) in Nevada? These people are showing up about every week and posting documents on the house and generally hasseling the tenants. Any help in dealing with them would be appreciated. We have already send the them the first letter.

  • #2 written by John Wayne
    about 9 months ago

    Hi, As you may be aware, I’m in New Zealand,so who can I talk to here and how does your methods/laws help me, in a different country.
    Thankyou John

  • #3 written by Gary
    about 9 months ago

    Question: Are you Vince Kahn or George Tran? Do you have an affiliate program?

  • #5 written by Michael Klock
    about 9 months ago

    I saw today that you have Gary Harre as one of your attorney who gets it. Well he got it alright, all my money that is. I did not hear of him from this web site but hired him from other leads. My bankruptcy was dismissed because he did not file a plan and the adversary was never filed but he’s trying to keep the retainer that was held in trust. I’ve filed to have a disgourgment of fees before he goes out of business. So you may want to reconsider listing him.

    • #6 written by admin
      about 9 months ago

      Yikes!

      Sorry to hear about that Michael. We rely on our people to recommend lawyers. Based on your feedback, I am going to remove Gary. That’s not cool. Not at all.

  • #7 written by John Merrick
    about 10 months ago

    Vince,
    If i am in 13 who gets the Adversary complaint, the court or the trustee. Also is it true that if I file this adverssary complaint and then come out of 13 does the Bank (Citi) still have to follow through with the response to the complaint….John Merrick

    I GOT YOUR BOOKS , EXCELLENT i’VE GIVEN THEM ALL AWAY INCLUDINBG MY BROTHER WHO IS A JUDGE

  • #8 written by Teresa Iriarte
    about 10 months ago

    where are the questions to find a lawyer that agrees with you at Pre paid legal? Most lawyers there are not aggressive and consider these tactics foolish!

  • #9 written by Richard Petersen
    about 10 months ago

    Could someone tell me how to get my own securitization audit from the SEC?

  • #10 written by Richard Petersen
    about 10 months ago

    In wa. non judicial state what method does your program use to let me
    address standing
    besides filing a suit against them?
    If bankruptcy, Ch 7, or 13?
    When to file?
    Do you have documents for this?
    daisyfresh45@gmail.com

    • #11 written by admin
      about 10 months ago

      Please check out our coaching program under the Products tab.

      Thank you.

  • #12 written by Alison Pavesich
    about 10 months ago

    Good evening all. Vince, I bought 8 copies of The Foreclosesure Defense Handbook fm Amazon and also made a review. My order number is104-8839543-8033866 @103.60 plus S&H 10.92. I already downloaded it afew days ago. I also am downloanding it into my kindle.
    Once again I want to thank you, I was going no where, slowly. Now I am exited to get started. As I previously stated, I still only in Defauult but I feel it coming and I’d like to strike first. I know they think I’m a big nieve dummy but I have been researching and I picked up my records from my local Recorders office (i wonder if they ever omit things, it thier pensions going down the drain!) So far I’ve discovered brokan chains of title, evidence of securitization,
    force placed insurance, preditory mortgage servicing, BOA claims to hold the note and service it at the same time as Countrywide “with an intent to accelerate , I think that was in 2008. This has stlen almost three years of my life. These loans were bought and sold so many time it ain’t funny. We also have a “Quit Claim Deed ” from a few of them. I get overwhelmed and just don’t know where to start. They even make collection calls with the caller i.d. saying Archangel, I’ve called it back and sure enough it was them. So Congradulations on the BOOK, and thank you for sharing. I’m looking forward to working on this and deciding just who gets a book.
    Most Sincere,
    Ali

  • #13 written by arthur bisson
    about 10 months ago

    You stated that your were coming out with foreclosure defense guide book on 07-04-2011 and if I bought 8 copies of the defense book today my membership of $395 would be waived to join the defense club. You have since removed this offer since yesterday. Why? I’m in foreclosure and need help. please reply asap

    • #14 written by admin
      about 10 months ago

      Arthur

      Did you buy 8 copies as per our email? If so, please send your proof of purchase and proof of your review to info@consumerdefenseprograms.com to claim your free membership.

      Thank you.

  • #15 written by Daix
    about 10 months ago

    A property that was foreclosed 10 months ago, can I use your strategy to resurrect the case and possibly win against the bank for unlawful foreclosure? if yes, how? Second question. Can the second mortgage still come after me, even after I have a full re-conveyance? What’s the remedy?
    What’s the difference between the Quiet Deed and the Full Re-conveyance

    I’ll truly appreciate your assistance with these questions.

    Thanks,

    • #16 written by admin
      about 10 months ago

      A full reconveyance is done once a debt is paid in full.

      As far as filing for a wrongful foreclosure after 10 months…this is something you should consult an attorney about. Our program provides sample pleadings you can use to file your own wrongful foreclosure action against your pretender lender.

  • #17 written by Daix
    about 10 months ago

    Hello there,

    I have submitted the following questions three times. But thus far NO RESPONSE. What is the PROTOCOL???????? I am at this point very frustrated. I PAID my membership in FULL.

    A property that was foreclosed 10 months ago, can I use your strategy to resurrect the case and possibly win against the bank for unlawful foreclosure? if yes, how? Second question. Can the second mortgage still come after me, even after I have a full re-conveyance? What’s the remedy?
    What’s the difference between the Quiet Deed and the Full Re-conveyance

    I’ll truly appreciate your assistance for these questions.

    Thanks,

  • #19 written by J. Norman Stark, Attorney
    about 10 months ago

    Please advise how I may download your publicaton without “Greeking”. Thank you. J. Norman Stark

    • #20 written by admin
      about 10 months ago

      Please just enter your name/email address on the front page…and then click on the Download ebook link here:
      http://screencast.com/t/AFepk1981b

  • #21 written by Anonymous
    about 11 months ago

    Our home has been foreclosed back in October and was sold in Trustee Sale in November of 2010. Our lender was with an unknown local subprime lender and it was transferred with Flagstar at the time of closing. Flagstar foreclosed our home and was sold to Fannie Mae during the Trustee Sale. The home is now owned by another private company/investor. Can we still benefit from your Wrongful Foreclosure program to get our house back? I did see MERS in our loan docs. Does this help?

    • #22 written by admin
      about 11 months ago

      If your loan has MERS in it, it is a good chance that it has been securitized. We recommend that you consider getting a securitization audit before proceeding with a wrongful foreclosure. Remember, in court, the burden of proof is on the plaintiff…ie. if you want to sue, you have to have evidence.

      Good luck.

      Thank you.

  • #23 written by Freny Desai
    about 11 months ago

    Does the MSI Securitization Audit for $995 with membership include information about whether the debt was discharged as a tax write-off?

    • #24 written by admin
      about 11 months ago

      Freny

      No. The auditor does not go into that argument.

  • #25 written by david hess
    about 11 months ago

    just joined the program. yeh! i am only 3 weeks late on my payment. i have been trying to get a loan mod with bank of america for last 15 months and was recently denied. do i need to wait for them to do something or should i start with a notice of recission? (already had an audit to try and get a loan mod what a waste of time and money) can i pursue a couple of different paths at once? 812-720-0949

    • #26 written by admin
      about 11 months ago

      David

      Most of our homeowners start firing off the rescission right away regardless of their status. You will need to make your own decision as to what works best for you. You might want to confer with your study buddy from the meet up network.

  • #27 written by David Pierce
    about 1 year ago

    I would like to talk to someone about how to get started. i have registered and ordered the SMI. 908-625-0297 Cell

  • #28 written by juan
    about 1 year ago

    hello my name is juan i just joined. i was looking for a document called motion to compel. i noticed that that all of the documents are in favor for the plantiff. im the defendant in my foreclosure. do i simply change where its says plantiff to denfendant and visa versa??

    juan

    • #29 written by admin
      about 1 year ago

      Juan

      Yes, you just change the Defendant/Plaintiff around. Be sure to contact and check with a competent attorney for the final answer.

      Also, be sure to file an Objection: 012-Judicial State Response for how to file a response in a Judicial State. Be sure to look at the Judicial State process in Module 1.

      The Motion to Compel is in the Documents in Module 1. Look for the file: 005b-Motion to compel.doc.

      Thank you.

  • #30 written by Owen
    about 1 year ago

    Hi, yes I have read your book. Very interesting reading. It clearly outlines the banks perpetration of the U.S. economic collapse. Greed at it’s worst. How many times can they expect to cash in on a loan.
    I also read at the end that One of Australia’s major lenders rates a mention. This is most relevant to me as I live in Australia. My lender is the Commonwealth Bank of Australia. They did not get a mention, but I would assume they have followed the rest of the banking world to rake in huge profits every which way possible. I have to do more research to confirm this. I would appreciate any guidance relevant to Australia.
    I have also passed on your sites details to several people I know who are requiring the information you have put forward. Thanks Owen

  • #31 written by Doc Merrick
    about 1 year ago

    Vince,etal.

    Has any one heard of applelsparalegal@gmail.com

    this is a group of paralegals and would be attorneys?? John Merrick, New hampshire

  • #32 written by Cesar
    about 1 year ago

    Guys this is Cesar from Chicago Check this out!!! This Aired here on 60 minutes this past Sunday copy and paste this Watch and be amazed!!!! This is for you Vince!!! http://m1e.net/c?91818107-.uyS2bo6dVuvk%406326879-qMld/GzcpnI1k

  • #33 written by ee
    about 1 year ago

    I went on the sight of Fannie Mae & Freddie Mac and I could not find my loan with them. Would this mean it was not sold to REMIC. In my securitization audit it shows there was movement but the server doesn’t devulge who own’s the loan. I sent a QWR after I received the securitization audit to the server of the note. They wrote back saying the true beneficiary owner of my debt is Wells Fargo Bank. Then they wrote if Wells Fargo Bank is actin as a trustee for a mortgage backed security then we will advise you of the name of the MBS trust as soon as possible. I received that back on March 11, 2001 along with Foreclosure Reinstatement Figures that the server is charging. The last paragraph reads, Upon receipt of more specific information about the reason or nature of the servicing error that you believe is in error or provide us with sufficient detail regarding the loan servicing information you are seeking, we will promptly conduct our investigation and respond to you.

    Where should I go from here. I need help

    Than you

  • #34 written by corey
    about 1 year ago

    hello how are you guys well i hope? i am a member but my membership ends on 3-30-2011, how do i renew my membership and how much is it going to cost me?

  • #35 written by devin
    about 1 year ago

    I was looking for the “Affidavit of Admissions” refered to in your California specific challenges form. I can’t seem to locate it with all the forms.

    I sent my 1st letter to lender before I joined, not realizing that California law is a bit different. So, I’m going to send a follow up letter using a modified form of your “Request for Beneficiary Statement” stating specific California law.

    • #36 written by admin
      about 1 year ago

      Devin

      Please re-download the Documents from Module 1. I’ve included the Affidavit of Truth in the new update. The file is called: 003a-Affidavit of Truth.doc

  • #37 written by peter
    about 1 year ago

    I am current on my mortgage payments. I filed chapter 13 Jan 2010 and did not include my mortgage in the bankruptcy. I currently pay my mortgage payments and the bankruptcy trustee every month. Can your process help me in anyway?

    • #38 written by admin
      about 1 year ago

      Peter

      With our process, we include sample Adversary Proceeding pleadings you could use to bring a civil action against your “creditor” to require they produce proof of claim or else force them to release their claim. This is covered in Module 0.

      Thank you.

  • #39 written by Sunny Nguyen
    about 1 year ago

    All I want to ask you is can your program help with appeal? Thanks

    Sunny

    • #40 written by admin
      about 1 year ago

      Sunny, we recommend you talk to an attorney about this. That is much more complicated than our standard forms/pleadings.

  • #41 written by Sunny Nguyen
    about 1 year ago

    Does your service help with “appeal”?
    The lender (GMAC) filed a motion to dismiss my complaint with prejudice and the judge granted the motion and dismiss my complaint with prejudice, without giving me any reason or time to file evidents.
    Sunny

    • #42 written by admin
      about 1 year ago

      Sunny

      At that point, we recommend you talk to an attorney.

      Good luck.

  • #43 written by Jane
    about 1 year ago

    Does anyone know of a blog or website where I can connect with other people who have their mortgages held by Nation Star LLC?

  • #44 written by Chris Seymour
    about 1 year ago

    I question your terminology used in the FDH understanding securitization explanation, pg 14. My understanding in the process is that the loan is pledged to the REMIC/MBS trust as collateral, the resulting security is actually a debt instrument or bond, not stock. A REIT is a structure that provides for equity or stock ownership in a pool of assets. Can you clarify your terminology? Thanks.

  • #45 written by Jim S
    about 1 year ago

    Alma,
    Where can I find the Notice of Default Rebuttal letter.
    Thanks,
    Jim S

    • #46 written by admin
      about 1 year ago

      In the Resource tab, under Sample letters.

  • #47 written by TANYA KEPPLER
    about 1 year ago

    The big banks are at it again.

    First, they committed widespread mortgage fraud against millions of Americans. Then they began fraudulently kicking millions out of their homes. And now, they’re pressuring state Attorneys General to let them off the hook for their crimes!

    Join thousands of people this Thursday, February 3 in calling your state Attorney General to demand a strong settlement against the big banks.

    Last week, homeowners in Iowa met again with state Attorney General Tom Miller, who is leading the nationwide investigation into the foreclosuregate scandal.

    When AG Miller met with us in December, he said he would put bank executives in jail for the crimes they’ve committed against the American people. But last week, he was much less willing to make bold statements. This must mean one thing: AG Miller and the other 49 Attorneys Generals are being pressured by the big banks to make a settlement that lets them off the hook. We can’t let the big banks get away with their crimes. We need to fight back.

    A few minutes of your time on Thursday will go a long way in sending a message to the Attorneys General that we’re watching their work closely and we won’t settle for anything less than deep penalties for the big banks and justice for millions of homeowners.

    You can also help spread the word about the call-in day! Forward this email to your friends. Go to http://www.crimeshouldntpay.com and post the call-in day info on your Facebook page and announce it on Twitter.

    Don’t let the big banks get away with their crimes. Thank you for all your support.

  • #48 written by Steve Forte
    about 1 year ago

    Hi there,

    I am a student of Nonie’s and have already paid for my membership. I was unable to attend the webinars that were offered that may have explained your new website. Please send me a temporarily password so I am access the library.

    Thanks.

    • #49 written by admin
      about 1 year ago

      Steve

      We are unable to find your account on our system using your email address. Please send your order confirmation email to info@consumerdefenseprograms.com.

      Thank you for your support.

      Consumer Defense Programs

  • #50 written by Me Jane
    about 1 year ago

    I live in Las Vegas, Nevada, bought my house in April 2008 and I have been unemployed for nearly 2 ½ yrs.

    I have depleted all my savings, checking accounts and unemployment insurance.

    Now I am one mortgage payment away from defaulting on my mortgage…for the first time…on anything…for that matter.

    I am trying to get any work possible but I know it won’t meet my financial requirements to pay all my bills.

    Back when I was purchasing the home, my loan officer told me, even before the ink was dry on the loan, it had been sold. I guess many people have made a lot of money off my excellent payment habits/history/credit.

    I don’t want to ruin my excellent credit, I don’t want to short sell my house and lose all of my hard earned cash I put down on the house.

    I don’t know what to do.

    Where do I start?

    What are my options?

    Thank you.

  • #52 written by PlatinumChad
    about 1 year ago

    I’m from Canada, how much of this is usable here?

    • #53 written by admin
      about 1 year ago

      Although the principles are the same, we do not recommend our membership program to Canadians. The laws are different.

      You should consult a Canadian lawyer.

  • #54 written by Rosee
    about 1 year ago

    Hi !
    I just join and I’m needing someone would work together with

  • #56 written by BillyBobJoeBilly
    about 1 year ago

    “WoW”.. Bob above!! .. Your one bright Cookie, I likes our thinking so eloquiently said!
    Our beautiful system of law from our forefathers has been Pirated, robbed, taken, from WE the People, to a point where we can’t learn or discuss from others, this is quite crazy-agree?
    You remind me of a Rothschild friend of past,(known as the Black-Sheep) whom introduced all of this to me sometime ago. The bankurptcy of “33″ our now FRn’s of I.O.U’s that only discharge and PAY’s Nothing!! Even though a Billionaire by birth, he’s made it his “Life” feeding the “millions”. Like his and Like minded, My hope is we can restore hope for many millions, & in peace (non-violent) by educating only the Truth so help me God….

  • #57 written by Bob
    about 1 year ago

    Now, read this about so called practice of law: IT’S NOT
    WHAT YOU THOUGHT Every so-called State in the Union has laws on
    their books forbidding the unauthorized practice of their Law. This
    fact alone might lead one to conclude that being a licensed member
    of the legal professional is not only required, but that one not so
    duly appointed had better not even think about offering legal
    writings or advice without having a “license to practice law.” To
    test this assumption, we go to California, the so-called Union’s
    most populace so-called state, our test subject, to see how they do
    it, California style. To begin this journey of discovery you can go
    online to the Secretary of State for California web site. All bona
    fide corporations public and private must be registered with the
    Secretary of State. Do a search for “California Bar Association”
    and notice several strange anomalies with the posted information.
    For one, while the incorporation date of record is listed as 1907,
    this date differs from the date on the seal of the letter head for
    the California Bar that lists an incorporation date of 1927. Now
    notice that the status of the California Bar is inactive. Also
    notice that there is no registered agent listed for service of
    process, nor is there a listing for the corporate address. Go to
    the Secretary of State web sites for the so-called states
    neighboring California and you will discover the same
    anomalies–listed but inactive, without contact information. Now
    call the California Corporate Commission to discover if they can
    explain the so-called anomalies and they will advise you that the
    State Bar of California was formed by statute (legislative act),
    and therefore not formed in accordance with the California
    Corporation Code. Next, call the Executive Director at the
    headquarters for the California Bar Association in San Francisco
    and ask the following three questions: Why is the California Bar
    Association an inactive corporation? What type of organization
    (legal classification) is the California State Bar Association? Why
    does the incorporation date on the letter head seal differ from the
    date of incorporation listed with the California Corporation
    Commission? While the Executive Director will not be able to clear
    up the mystery to any of the questions listed above, you will be
    assured that the State Bar of California is a constitutional
    agency, with the judicial branch of State government. It serves an
    administrative function for the California Supreme Court in matters
    relating to the regulation of the legal profession. However, the
    California State Constitution and the California Business &
    Professions code, does not agree with this claim–these two
    authorities describe the State Bar of California as a public
    corporation, not a ‘constitutional agency.” To complicate matters
    still, the California Secretary of State refuses to issue a
    “Certificate of Non filing,” a five dollar ($5.00) fee, a standard
    form for any unregistered, non-filing public corporation. By
    claiming that the State Bar Corporation was created by legislative
    act, the Secretary of State can take the position that it lacks
    authority to issue the certificate, even though the State Bar
    Association actively touts itself to be a public corporation. In so
    doing the California Bar has effectively exempted itself from
    registration and shielded its books from public scrutiny. The
    following obscure cite from 7 Corpus Juris Secundum 9 reveals the
    deceit being perpetrated here: “In view of the decision that the
    creation of public corporation by special acts is prohibited by
    state constitution, state bar act creating state bar corporation as
    public corporation has no validity and designation of state bar as
    ‘public corporation’ has no legal efficacy.” [Bridgegroom v. State
    Bar, 550, P.2d 1089, 27 ArizApp. 47.] To further interpret what
    this means: the State Bar of California enjoys the best of both
    worlds; an apparent agency of government^ enjoying the power and
    protection of the state, including exemption from taxation, while
    in fact a pirate institution without legal basis. Whereas, the
    notion of a “license to practice law” is scarcely mentioned in
    state and federal codes, the requirements relating to every other
    kind of license in existence is spelled out in mind-numbing detail
    (e.g. Vehicle Code, Internal Revenue Code, etc.). The sacred
    “license to practice law,” however, remains undefined! Answers to
    questions regarding where it comes from, how it is conferred, where
    one goes to see what it looks like, its tenure, its cost, remain
    elusive like the wind. These and other intensely pertinent
    questions remain unanswered by the codes that imply its existence.
    So pull up a chair and take a front row seat as we examine-what the
    word manipulating Esquires have done to convince us that such a
    thing ‘really’ exists. As always the subterfuge is in their
    definition of the words and what is conveniently omitted. It is up
    to you to guess which words are ‘suspect,’ which assumptions are
    implied to lead you off track, what remains unspecified, and where
    to go to find the appropriate ‘definitions.’ Code Series 6000 of
    the California Business & Professions Code (Cal.
    B&P) is known as the “The State Bar Act”. Section 6002 is
    the solitary code section in all of California Code evidencing the
    supposed issuance of a “license to practice law.” I will list out
    the relevant sections in Cal. B&P relating to the issuance
    of licensing and also section 9 of their California State
    Constitution. Look these over to see if you can tell were the clues
    are and note what questions to ask. Cal. B&P Code Section
    6001 “The State Bar of California is a public corporation.”
    ___________________________________________ Cal. State Const., Sec.
    9 “The State Bar of California is a public corporation.”
    ___________________________________________ Cal. B&P Code
    Section 6002. Members “The members of the State Bar are all persons
    admitted and licensed to practice law in this state…”
    ___________________________________________ Cal. B&P Code
    Section 6125. Necessity of Active Membership in State Bar “No
    person shall practice law in California unless the person is an
    active member of the State Bar”
    ___________________________________________ Cal. B&P Code
    Section 6060 “To be certified to the Supreme Court for admission
    and a “license to practice law”, a person who has not been admitted
    to practice law in a sister state…”
    ___________________________________________ Cal. B&P; Code
    Section 6060.5 “Neither the board, nor any committee authorized by
    it, shall require that applications for admission to practice law
    in California pass different final bar examinations depending upon
    the manner or school in which they acquire their legal education.”
    ___________________________________________ Cal. B&P Code
    Section 6064 “Upon certification by the examining committee that
    the applicant has fulfilled the requirements for admission to
    practice law, the Supreme Court may admit such applicant as an
    attorney at law in all the courts of this state and may direct an
    order to be entered upon its records to that effect A certificate
    of admission thereupon shall be given to the applicant by the clerk
    of the court.” ___________________________________________ Cal.
    B&P Code Section 6064.1. “No person who advocates the
    overthrow of the Government of the United States or of this State
    by force, violence, or other unconstitutional means, shall be
    certified to the Supreme Court for admission and a license to
    practice law.” ___________________________________________ Cal.
    B&P Code Section 6067. “Every person on his admission shall
    take an oath to support the Constitution of the United States and
    the Constitution of the State of California, and faithfully to
    discharge the duties of an attorney at law to the best of his
    knowledge and ability. A certificate of the oath shall be indorsed
    upon his license.” JURISDICTION Sections 6002 and 6125, appears
    straight forward, until the jurisdictions are compared. The
    jurisdiction “California,” means the dejure social compact known as
    the California Republic as described in the 1849 California
    Constitution. The jurisdiction “/ this State,” per California
    Revenue and Taxation Code, means the de facto military social
    construct defined as a federal territory via the Buck Act under
    military control of the United States located in the District of
    Columbia (See What is United States?). PERSONS Since the so-called
    bankruptcy in 1933, “/_/* this state” signifies the military
    federal social construct known as the “State of California,” with
    its subject “citizens of the United States,” artificial persons
    existing under statute in an artificial realm. In the de jure
    California, the word person means the flesh and blood man or woman.
    Thus 6002 says that only artificial persons (legal fictions) may be
    admitted and licensed. Real persons need not apply! Since the de
    jure social compact known as California no longer truly exists due
    to the fact the compact went out of legal existence in 1933, as a
    pledge to the military social government construct bankruptcy, 6125
    is nonsensical; It makes about as much sense as stating “No person
    shall drive an 18-wheeler on interstate highways in California
    unless that person is a member of the Teamsters Union.” WHAT IS THE
    STATE BAR? Another fatal flaw in both 6002 and 6125 according to
    Corpus Juris Secundum 9, listed above, and the Secretary of State,
    is that the State ‘Bar itself has no legal existence in
    contradiction to Sec.9 of their California State Constitution and
    the California State Bar Act, 6001, state that the State Bar is a
    public corporation. The State Bar is a public corporation that is
    NOT, and the State Bar Act creating the State Bar has no legal
    efficiency. BAR MEMBERSHIP Cal. B&P Section 6002 informs us
    that “members of the State Bar are admitted and licensed to
    practice law.” Admitted into what! And who does the licensing?
    Section 6002 is framed to satisfy the reader’s perfunctory
    inquisitiveness, while remaining firmly ambiguous. Also, the reader
    of section 6002 may get the impression that Bar members are the
    only ones that may be “admitted and licensed to practice law in
    this state.” However, because of the way Section 6002 is worded,
    non-members of the State Bar are not excluded from being “admitted
    and licensed to practice law in this State.” In addition bar
    membership is a result of being admitted and licensed to practice
    law, whereupon the admitted party is then granted membership in the
    State Bar by a bar card-not the other way around. “Generally,
    membership in a bar association is optional with the individual
    attorney, but where a unified or integrated state bar organization
    is established, membership and payment of dues may be required as
    conditions of practicing law in the state…” 7 Corpus Juris
    Secundum 8, In re Gibson, 4 P.2d 643.35 N.M. 550. Though the
    controlled and licensed media and courts would have us believe
    otherwise, non-State Bar members are not excluded from being
    “licensed to practice law in this State.” Cal. B&P 6060,
    6060.5 reveal that the “license to practice law” follows (is one in
    the same) “admission to practice law,” not membership in the
    bar-association. Section 6060 says that one may be certified to the
    so-called Supreme Court (admitted/licensed to practice law) even if
    they haven’t been “admitted to practice law” (no bar-card) in
    another state. An article in the Los Angles Times entitled “Clinton
    Resigns from the High Court Bar” underscores this point: ”
    …’Former President Clinton hereby respectfully requests to resign
    from the bar Of this court’, his lawyer, David E. Kendall, said in
    a two-page letter to the high court’s clerk…” “Clinton’s
    resignation from the Supreme Court bar will have little practical
    impact. Clinton; has not practiced before the Supreme Court and was
    not expected to argue any cases in the future…” Clinton resigned
    only from the Supreme Court bar, and from no other bar. Every other
    “license to practice law” is still in force and is just like the
    one issued in the so-called de facto State of California. The only
    possible license to practice law, the certificate of admission, is
    the real “license.” THE EXAMINING COMMITTEE Cal. B&P
    Section 6064 gives provides additional evidence that bar membership
    doesn’t confer a “license to practice law” Otherwise Cal.
    B&P 6002 would be sufficient in itself, with no further
    requirement that an examining committee must certify that an
    applicant “has fulfilled the requirements for admission to practice
    law” for being “licensed.” Regarding the true importance of the
    “examining committee” referenced above in Section 6064, the
    so-called chief justice of the Supreme Court can unilaterally
    overrule its decision and admit any applicant they see fit, even
    one who has been rejected as unfit or unqualified. As the following
    case cites show, “Admission to practice law” is ultimately
    controlled by the chief justice of the Supreme Court of the
    jurisdiction. In fact the chief justice is the Supreme Court.
    “Supreme Court has inherent power and authority to admit an
    applicant to practice law in this State…despite unfavorable
    report upon such applicant by Board of Governors of State Bar.”
    [Lacey, In re (1936) 11 CA2d 699, 81P2D 935.] “The authority of the
    Committee of Bar Examiners is limited to investigating and
    recommending for admission those applicants found to be of the
    prescribed standards. Only the Supreme Court has plenary power to
    admit applicants who, in the opinion of the court, meet the
    prescribed test, whether or not the Committee agrees with the
    conclusions of the court.” [Green v. Zank (1984. 2dDist) CalApp 3d
    497, 204 Cat Rptr 770.] SIGNIFICANCE OF STATE BAR The State Bar of
    California does not issue licenses–cannot issue licenses–because
    it is a freewheeling, private trade union posing as an agency of
    government. Quoting from a statement issued by Governor Pete
    Wilson’s office in a May, 30 1998 article from the Los Angeles
    Times: “Beleaguered State Bar Faces Uncertain Fate -Agencies: It
    will begin going out of business as a result of Wilson veto unless
    Legislature acts quickly” “…Critics two years ago launched a
    referendum on whether to abolish the bar, but with just over half
    the state’s lawyer’s voting the bar survived. About 65% of the
    respondents opposed dismantling it. “The bar has escaped other
    brushes with death. In 1985, the Legislature refused for several
    months to allow the bar association to collect dues because of its
    abysmal record in disciplining lawyers.” If the existence of the
    bar association hinges on an internal vote of disgruntled
    bar-association attorneys, complaining about paying dues and
    disciplining themselves–and could have been abolished in 1885 and
    1996–how relevant could the State Bar of California actually be?
    PROFESSIONAL STANDARDS Regarding the conduct and professional
    standards of Esquires, there is no state or federal regulatory
    agency in their America governing such matters. Quoting Oceanside,
    California Republican Assemblyman Bill Morrow, who sponsored a bill
    for overhauling and shrinking the Bar in 1998, In the Same LA Times
    article above: “Morrow said that he is not worried that lawyer
    discipline will lapse. If no legislative breakthrough is reached by
    summer, the legislature will simply transfer lawyer discipline to
    the State Department of Consumer Affairs, the lawmaker said.” THE
    NON-EXISTANT OATH OF OFFICE Cal. B&P 6067 implies that
    attorneys take oaths of office and that this is printed on “the
    license.” If you read Section 6067 carefully, these attorneys are
    not a “member of the State Bar,” but “admitted persons.” Section
    6067 is designed to lull the reader into the false believe that
    attorneys take constitutional oaths of office. Since the license is
    effectively the bar card– a credit card sized piece of plastic,
    and the only text appearing on the bar card of the State Bar of
    California concerns annual union dues. There is no oath: “This
    certifies that the person whose name appears on this card has paid
    the annual fee required by statute.” So on further analysis, Code
    Section 6067 reduces to another meaningless entry designed to
    mislead and distract one from getting closer to the truth.

  • #58 written by Thomas Higgins
    about 1 year ago

    Greetings,This is Thomas,Higgins from napa,Ca. Yes I,have read the book on Foreclosers it is exelent working on my tax Credits and on how to do forms 706-709 plus 1099oids form propertly to send off to the IRS send me any Info on this Thanks Thomas.

  • #59 written by Carlos Concepcion
    about 1 year ago

    Dear Consumer Defense,

    I in enrolled in your program over the summer and due to my schedule was not able to do anything. I just recently logged in after receiving an email from you that the program was revamped. I am ready to start my process but can not access the product section. It is asking me to pay again. I understand that you have gone with a monthly fee for ongoing members. That fine with me, put I hope that I do not have to pay the enrollment fee. Can you help me with this ?

  • #60 written by Dan Marsh
    about 1 year ago

    I just joined as a member. Can you help me think through
    the following scenario? House foreclosed upon in Michigan by
    “advertisement” (non-judicial). Redemption period up in May. There
    are many issues and violations surrounding original loan docs. A
    Qualified Written Request was sent to bank—another may have to be
    sent since they are requiring person losing the house to sign it
    and not just their attorney signature. Person wants to keep house.
    Bank is unresponsive. I could send a list of the violations, or
    just file a complaint in either State Circuit Court or Federal
    Court and use detailed QWR as part of discovery. Any thoughts,
    questions, clarifications, ideas on such a matter?

  • #61 written by Jim S
    about 1 year ago

    George or anyone else who can answer my questions, would be greatly appreciated, Please be advised, I am not asking for legal advice, just an opinion.

    I was informed by an attorney that if I file my Notice to Cease and Desist letter 3b from Module 4 at freeandclearin90.com, which requires filing with my County Recorder, that I would then have a clouded title. He then stated “Wells Fargo’s attorneys would be on me like flies on shit” He recommended that I only send my Notice of Default and send the Cease & Desist later. My question is: “Has anyone found out if this is what actually happened if you send The Notice to Cease & Desist too soon”?
    I would also like to know, if you have paid a mortgage insurance premium included in your monthly payment, should your monthly payment be paid by this insurance in the event you can’t pay? I know Wells Fargo has been paid off by Ginnie Mae for my loan, just wondering if they are being paid again by my mortgage insurance?
    Thanks to all,
    Jim S

    • #62 written by admin
      about 1 year ago

      Please go with the advice of your attorney. We do not recommend filing a Cease and Desist with the County. This is dated info. This was something Jerry Kane recommended.

      Mortgage insurance is SPECIFICALLY for this reason. ie. if you default…the insurance picks up. ie. They are paid in full.
      .
      You might also want to use this as additional arguments/claims in your Quick Reconveyance pleadings…ie. They have been paid in full by the insurance.

      Thank you for your support.

      ConsumerDefensePrograms.com

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